Our mission

Simplifying everyday transactions

X-Receipts started with one goal: to simplify digital receipts.

Today, we’ve built a banking-first infrastructure that powers smarter transactions — helping retailers, banks, and cardholders save time, reduce friction, and deliver better experiences.

We focus on cutting complexity — so our partners can focus on what matters: customers, insights, and growth. From loyalty to accounting, we make everyday transactions work harder, behind the scenes.

2018

Year founded

$1M

Total funding

0+

Team members

20+

Partners

Investors

Backed by

We’re proud to be supported by a network of world-class investors who share our vision for innovation and excellence.

Our team

Meet the team

Meet the people behind X‑Receipts — makers, thinkers, and partners. Our team is driven by curiosity, purpose, and the belief that every small improvement in technology can make someone’s day easier.

Kent O. Ferstad

CEO | Executive

kof@receipts.no

+47 40607353

Pål A. Fredriksen

COO | Operation

paf@receipts.no

+47 92653671

Hans P. Hoel

CSO | Strategy

hph@receipts.no

+47 91617516

Lars Helbostad

CFO | Financial

lh@receipts.no

+47 97588905

Gillean D. Nordal

CCO | Compliance

gdn@receipts.no

+47 48014071

Pål A. Pederssen

HoP | Partnerships

pap@receipts.no

+47 93601041

Anton Minakov

CTO | Technology

Kent O. Ferstad

CEO | Executive

kof@receipts.no

+47 40607353

Pål A. Fredriksen

COO | Operation

paf@receipts.no

+47 92653671

Hans P. Hoel

CSO | Strategy

hph@receipts.no

+47 91617516

Lars Helbostad

CFO | Financial

lh@receipts.no

+47 97588905

Gillean D. Nordal

CCO | Compliance

gdn@receipts.no

+47 48014071

Pål A. Pederssen

HoP | Partnerships

pap@receipts.no

+47 93601041

Anton Minakov

CTO | Technology

Kent O. Ferstad

CEO | Executive

kof@receipts.no

+47 40607353

Pål A. Fredriksen

COO | Operation

paf@receipts.no

+47 92653671

Hans P. Hoel

CSO | Strategy

hph@receipts.no

+47 91617516

Lars Helbostad

CFO | Financial

lh@receipts.no

+47 97588905

Gillean D. Nordal

CCO | Compliance

gdn@receipts.no

+47 48014071

Pål A. Pederssen

HoP | Partnerships

pap@receipts.no

+47 93601041

Anton Minakov

CTO | Technology

Our values

Our core values

We believe in forging strong relationships with our customers, partners, and employees, based on knowledge and transparency.

Trust

Trust guides us. We protect data, communicate openly, and deliver on our promises — always with respect for your needs and privacy.

Trust

Trust guides us. We protect data, communicate openly, and deliver on our promises — always with respect for your needs and privacy.

Trust

Trust guides us. We protect data, communicate openly, and deliver on our promises — always with respect for your needs and privacy.

Trust

Trust guides us. We protect data, communicate openly, and deliver on our promises — always with respect for your needs and privacy.

Simplicity

We cut through complexity to make things intuitive — for everyone. From how our software works to how we communicate, simplicity guides everything we do.

Simplicity

We cut through complexity to make things intuitive — for everyone. From how our software works to how we communicate, simplicity guides everything we do.

Simplicity

We cut through complexity to make things intuitive — for everyone. From how our software works to how we communicate, simplicity guides everything we do.

Simplicity

We cut through complexity to make things intuitive — for everyone. From how our software works to how we communicate, simplicity guides everything we do.

Curious

We ask “what if” and “why not” — because we know better solutions come from exploring new angles. Our curiosity drives innovation, collaboration, and a bit of fun in everything we build.

Curious

We ask “what if” and “why not” — because we know better solutions come from exploring new angles. Our curiosity drives innovation, collaboration, and a bit of fun in everything we build.

Curious

We ask “what if” and “why not” — because we know better solutions come from exploring new angles. Our curiosity drives innovation, collaboration, and a bit of fun in everything we build.

Curious

We ask “what if” and “why not” — because we know better solutions come from exploring new angles. Our curiosity drives innovation, collaboration, and a bit of fun in everything we build.

Our offices

Locations

Where you can have a sit down with our team

Oslo (Main)

Crucibel | Fredensborgveien 22

Trondheim

Fjordata 9

Steinkjer

Steinveien 8